Anchorage Municipality, AK · Plan year 2027 at 2026 prices · Updated October 24, 2026
Anchorage Municipality, Alaska: what you'll pay in 2027
A 45-year-old in Anchorage Municipality earning $35,000 would pay about $0 a month for the cheapest bronze plan or $162 for the benchmark silver plan in 2027, after a premium tax credit of about $996 a month. Those figures use 2026 prices, because CMS had not published 2027 county prices as of this update.
Monthly cost after the 2027 credit
What each household would pay per month for the cheapest plan at each level, and for the benchmark silver plan, after the premium tax credit. Credit percentages are the 2027 IRS figures; premiums are Anchorage Municipality's 2026 prices.
| Household | Income | % of poverty line | Credit | Bronze | Silver | Benchmark | Gold |
|---|---|---|---|---|---|---|---|
| Single, 27 Medicaid likely | $25,000 | 125% | - | - | - | - | - |
| Single, 27 | $45,000 | 226% | $550 | about $0 | $278 | $290 | $190 |
| Single, 45 | $35,000 | 175% | $996 | about $0 | $145 | $162 | $24 |
| Single, 45 | $60,000 | 301% | $647 | $85 | $494 | $511 | $373 |
| Single, 45 | $70,000 | 351% | $562 | $170 | $579 | $596 | $458 |
| Single, 60 | $35,000 | 175% | $2,015 | about $0 | $130 | $162 | about $0 |
| Single, 60 | $60,000 | 301% | $1,666 | about $0 | $479 | $511 | $251 |
| Single, 60 | $70,000 | 351% | $1,581 | about $0 | $564 | $596 | $337 |
| Couple, 62 and 60 | $50,000 | 185% | $4,231 | about $0 | $185 | $251 | about $0 |
| Couple, 62 and 60 | $85,000 | 314% | $3,758 | about $0 | $657 | $724 | $189 |
| Couple, 62 and 60 | $95,000 | 351% | $3,673 | about $0 | $742 | $809 | $275 |
| Family: 40, 38, kids 10 and 7 Medicaid likely | $50,000 | 121% | - | - | - | - | - |
| Family: 40, 38, kids 10 and 7 | $90,000 | 218% | $2,692 | about $0 | $511 | $560 | $172 |
| Family: 40, 38, kids 10 and 7 | $140,000 | 339% | $2,060 | about $0 | $1,144 | $1,192 | $805 |
Cheapest plan at each level and the benchmark (second-lowest-cost silver) for the people who'd be on a marketplace plan; children who'd likely qualify for Medicaid are left out of the price. Non-smokers. Estimates, not quotes.
The math for one household
The 45-year-old earning $35,000, step by step:
- The 2026 poverty guideline for one person, used for 2027 coverage, is $19,950. $35,000 is 175% of it.
- At 175%, the 2027 IRS table expects 5.56% of income toward the benchmark plan: $162 a month.
- The benchmark silver plan in Anchorage Municipality costs a 45-year-old $1,158 a month at 2026 prices.
- The credit is the difference: $1,158 minus $162, or $996 a month.
- Applied to the cheapest bronze plan, it leaves about $0; to the cheapest gold, $24.
Prices in Anchorage Municipality
| Benchmark silver, age 40 | $1,025 a month |
|---|---|
| Cheapest bronze, age 40 | $648 a month |
| Cheapest silver, age 40 | $1,010 a month |
| Cheapest gold, age 40 | $903 a month |
| Insurers and plans | 2 insurers, 15 plans |
| Benchmark rank in Alaska | 10 of 30 counties, cheapest first |
If your income is low
Alaska expanded Medicaid, so adults earning up to 138% of the poverty line (about $27,531 a year for one person) usually get Medicaid instead of a credit. Children qualify for Medicaid at higher incomes. Full limits are on the Alaska page.
Get a reminder before Alaska's 2027 deadlines
Email onlySources: CMS individual market plan file on data.healthcare.gov, plan year 2026; IRS Rev. Proc. 2026-26; HHS 2026 poverty guidelines; CMS default age curve; U.S. Census Bureau county population estimates, Vintage 2025 (to choose which counties get a page). Methods.
Questions people ask
How much is health insurance in Anchorage Municipality for 2027?
It depends mostly on income. At 2026 prices, a 45-year-old earning $35,000 would pay about $0 a month for the cheapest bronze plan and $162 for the benchmark silver plan after the 2027 premium tax credit of about $996 a month. Before any credit, the benchmark silver plan costs a 40-year-old $1,025 a month.
How many insurers sell marketplace plans in Anchorage Municipality?
2 insurers offered 15 individual-market plans in 2026, according to CMS plan data.