Colorado · Plan year 2027 · Updated October 24, 2026
Colorado health insurance for 2027
Colorado residents buy marketplace coverage through Connect for Health Colorado, its own state-run exchange. Open enrollment for 2027 runs November 1, 2026 to January 15, 2027, and a plan picked by December 15, 2026 starts January 1. Colorado expanded Medicaid, so adults qualify up to $22,025 a year for one person.
| Where to enroll | Connect for Health Colorado |
|---|---|
| 2027 open enrollment | November 1, 2026 to January 15, 2027 |
| Last day for Jan 1 coverage | December 15, 2026 |
| Medicaid expansion | Yes |
| State coverage mandate | No |
| Short-term plans | State rules leave essentially none on sale |
What a plan costs in Colorado
Connect for Health Colorado publishes its own plans and prices, which aren't in CMS's federal plan files, so we don't list county prices here. Get your benchmark silver price from Connect for Health Colorado's shopping tool and enter it in the subsidy calculator to see your credit.
Medicaid and CHIP limits in Colorado
Yearly income limits in 2026 dollars. Medicaid checks current monthly income, so divide by 12 for the monthly figure.
| Group | % of poverty line | 1 person | 2 | 3 | 4 |
|---|---|---|---|---|---|
| Adults without children | 138% | $22,025 | $29,863 | $37,702 | $45,540 |
| Parents | 138% | $22,025 | $29,863 | $37,702 | $45,540 |
| Pregnancy | 265% | $42,294 | $57,346 | $72,398 | $87,450 |
| Children under 1 | 147% | $23,461 | $31,811 | $40,160 | $48,510 |
| Children 1 to 5 | 147% | $23,461 | $31,811 | $40,160 | $48,510 |
| Children 6 to 18 | 147% | $23,461 | $31,811 | $40,160 | $48,510 |
| CHIP | 265% | $42,294 | $57,346 | $72,398 | $87,450 |
Extra help from Colorado
- Colorado Premium Assistance (Health Insurance Affordability Enterprise). Connect for Health Colorado customers who get financial help (income criteria not confirmed on a primary page; secondary says households under 400% FPL) (source)
- OmniSalud. Coloradans not eligible for Connect for Health Colorado coverage because of immigration status, within income limits; slots are capped (source)
- Colorado reinsurance program (1332 waiver) and Colorado Option. All individual-market enrollees (premium reduction, not a direct subsidy) (source)
Get a reminder before Colorado's deadline
Email onlySources: Connect for Health Colorado and CMS state marketplace list (exchange and dates); MACPAC MACStats, February 2026, and state Medicaid agencies (limits); HHS 2026 poverty guidelines; IRS Rev. Proc. 2026-26. All checked October 24, 2026. Methods.
Questions people ask
When is open enrollment in Colorado for 2027?
Connect for Health Colorado opens November 1, 2026 and closes January 15, 2027. Pick a plan by December 15, 2026 for coverage that starts January 1.
What is the Medicaid income limit in Colorado?
Colorado expanded Medicaid, so adults 19 to 64 qualify up to 138% of the poverty line: $22,025 a year for one person in 2026, checked against monthly income.