Connecticut · Plan year 2027 · Updated October 24, 2026
Connecticut health insurance for 2027
Connecticut residents buy marketplace coverage through Access Health CT, its own state-run exchange. Open enrollment for 2027 runs October 23, 2026 to January 15, 2027, and a plan picked by December 15, 2026 starts January 1. Connecticut expanded Medicaid, so adults qualify up to $22,025 a year for one person.
| Where to enroll | Access Health CT |
|---|---|
| 2027 open enrollment | October 23, 2026 to January 15, 2027 |
| Last day for Jan 1 coverage | December 15, 2026 |
| Medicaid expansion | Yes |
| State coverage mandate | No |
| Average 2027 rate change | +11.3% (approved), per the state's filings |
| Short-term plans | State rules leave essentially none on sale |
What a plan costs in Connecticut
Access Health CT publishes its own plans and prices, which aren't in CMS's federal plan files, so we don't list county prices here. Get your benchmark silver price from Access Health CT's shopping tool and enter it in the subsidy calculator to see your credit.
Medicaid and CHIP limits in Connecticut
Yearly income limits in 2026 dollars. Medicaid checks current monthly income, so divide by 12 for the monthly figure.
| Group | % of poverty line | 1 person | 2 | 3 | 4 |
|---|---|---|---|---|---|
| Adults without children | 138% | $22,025 | $29,863 | $37,702 | $45,540 |
| Parents | 138% | $22,025 | $29,863 | $37,702 | $45,540 |
| Pregnancy | 263% | $41,975 | $56,913 | $71,852 | $86,790 |
| Children under 1 | 201% | $32,080 | $43,496 | $54,913 | $66,330 |
| Children 1 to 5 | 201% | $32,080 | $43,496 | $54,913 | $66,330 |
| Children 6 to 18 | 201% | $32,080 | $43,496 | $54,913 | $66,330 |
| CHIP | 323% | $51,551 | $69,897 | $88,244 | $106,590 |
Extra help from Connecticut
- Covered Connecticut. Low-income adults not eligible for Medicaid who enroll through AHCT (income limit not confirmed for 2027; historically up to ~200% FPL) (source)
- 2026 Temporary Premium Assistance (state replacement of expired enhanced PTC). 2026: AHCT enrollees at 100-200% FPL not in Covered CT (100% of lost enhanced credit replaced) and 400-500% FPL (50% replaced) (source)
- Early childhood educator health insurance subsidy (new for 2027). Early childhood educators enrolled through AHCT who are not eligible for Medicaid or Covered CT (source)
Get a reminder before Connecticut's deadline
Email onlySources: Access Health CT and CMS state marketplace list (exchange and dates); MACPAC MACStats, February 2026, and state Medicaid agencies (limits); HHS 2026 poverty guidelines; IRS Rev. Proc. 2026-26. All checked October 24, 2026. Methods.
Questions people ask
When is open enrollment in Connecticut for 2027?
Access Health CT opens October 23, 2026 and closes January 15, 2027. Pick a plan by December 15, 2026 for coverage that starts January 1.
What is the Medicaid income limit in Connecticut?
Connecticut expanded Medicaid, so adults 19 to 64 qualify up to 138% of the poverty line: $22,025 a year for one person in 2026, checked against monthly income.