Georgia · Plan year 2027 · Updated October 24, 2026
Georgia health insurance for 2027
Georgia residents buy marketplace coverage through Georgia Access, its own state-run exchange. Open enrollment for 2027 runs November 1, 2026 to January 15, 2027, and a plan picked by December 15, 2026 starts January 1. Georgia has not expanded Medicaid.
| Where to enroll | Georgia Access |
|---|---|
| 2027 open enrollment | November 1, 2026 to January 15, 2027 |
| Last day for Jan 1 coverage | December 15, 2026 |
| Medicaid expansion | No |
| State coverage mandate | No |
| Short-term plans | Allowed. A 2024 federal rule limits them to 4 months in total, but federal agencies said in August 2025 they would not enforce it while they rewrite it, so state law sets the limits |
What a plan costs in Georgia
Georgia Access publishes its own plans and prices, which aren't in CMS's federal plan files, so we don't list county prices here. Get your benchmark silver price from Georgia Access's shopping tool and enter it in the subsidy calculator to see your credit.
Medicaid and CHIP limits in Georgia
Yearly income limits in 2026 dollars. Medicaid checks current monthly income, so divide by 12 for the monthly figure.
| Group | % of poverty line | 1 person | 2 | 3 | 4 |
|---|---|---|---|---|---|
| Adults without children | 100% | $15,960 | $21,640 | $27,320 | $33,000 |
| Parents | 100% | $15,960 | $21,640 | $27,320 | $33,000 |
| Pregnancy | 225% | $35,910 | $48,690 | $61,470 | $74,250 |
| Children under 1 | 210% | $33,516 | $45,444 | $57,372 | $69,300 |
| Children 1 to 5 | 154% | $24,578 | $33,326 | $42,073 | $50,820 |
| Children 6 to 18 | 138% | $22,025 | $29,863 | $37,702 | $45,540 |
| CHIP | 252% | $40,219 | $54,533 | $68,846 | $83,160 |
Adults without children can qualify up to 100% of the poverty line through a state program, and the marketplace credit starts at 100% ($15,960 for one person), so there is no gap at that line.
Extra help from Georgia
- Georgia Reinsurance Program (Section 1332 waiver). All individual-market enrollees (premium reduction, mainly helps unsubsidized buyers); not a direct subsidy (source)
Get a reminder before Georgia's deadline
Email onlySources: Georgia Access and CMS state marketplace list (exchange and dates); MACPAC MACStats, February 2026, and state Medicaid agencies (limits); HHS 2026 poverty guidelines; IRS Rev. Proc. 2026-26. All checked October 24, 2026. Methods.
Questions people ask
When is open enrollment in Georgia for 2027?
Georgia Access opens November 1, 2026 and closes January 15, 2027. Pick a plan by December 15, 2026 for coverage that starts January 1.
What is the Medicaid income limit in Georgia?
Georgia has not expanded Medicaid. Adults without children can qualify up to 100% of the poverty line ($15,960 for one person). Parents qualify up to 100% of the poverty line ($27,320 a year for a family of three).