Idaho · Plan year 2027 · Updated October 24, 2026
Idaho health insurance for 2027
Idaho residents buy marketplace coverage through Your Health Idaho, its own state-run exchange. Open enrollment for 2027 runs October 15, 2026 to December 15, 2026, and a plan picked by December 15, 2026 starts January 1. Idaho expanded Medicaid, so adults qualify up to $22,025 a year for one person.
| Where to enroll | Your Health Idaho |
|---|---|
| 2027 open enrollment | October 15, 2026 to December 15, 2026 |
| Last day for Jan 1 coverage | December 15, 2026 |
| Medicaid expansion | Yes |
| State coverage mandate | No |
| Short-term plans | Allowed, including longer "enhanced" plans under state law |
What a plan costs in Idaho
Your Health Idaho publishes its own plans and prices, which aren't in CMS's federal plan files, so we don't list county prices here. Get your benchmark silver price from Your Health Idaho's shopping tool and enter it in the subsidy calculator to see your credit.
Medicaid and CHIP limits in Idaho
Yearly income limits in 2026 dollars. Medicaid checks current monthly income, so divide by 12 for the monthly figure.
| Group | % of poverty line | 1 person | 2 | 3 | 4 |
|---|---|---|---|---|---|
| Adults without children | 138% | $22,025 | $29,863 | $37,702 | $45,540 |
| Parents | 138% | $22,025 | $29,863 | $37,702 | $45,540 |
| Pregnancy | 138% | $22,025 | $29,863 | $37,702 | $45,540 |
| Children under 1 | 147% | $23,461 | $31,811 | $40,160 | $48,510 |
| Children 1 to 5 | 147% | $23,461 | $31,811 | $40,160 | $48,510 |
| Children 6 to 18 | 138% | $22,025 | $29,863 | $37,702 | $45,540 |
| CHIP | 190% | $30,324 | $41,116 | $51,908 | $62,700 |
Extra help from Idaho
- Idaho Health Innovation 1332 waiver (reinsurance). All individual-market enrollees (premium reduction, not a direct subsidy) (source)
Get a reminder before Idaho's deadline
Email onlySources: Your Health Idaho and CMS state marketplace list (exchange and dates); MACPAC MACStats, February 2026, and state Medicaid agencies (limits); HHS 2026 poverty guidelines; IRS Rev. Proc. 2026-26. All checked October 24, 2026. Methods.
Questions people ask
When is open enrollment in Idaho for 2027?
Your Health Idaho opens October 15, 2026 and closes December 15, 2026. Pick a plan by December 15, 2026 for coverage that starts January 1.
What is the Medicaid income limit in Idaho?
Idaho expanded Medicaid, so adults 19 to 64 qualify up to 138% of the poverty line: $22,025 a year for one person in 2026, checked against monthly income.