Illinois · Plan year 2027 · Updated October 24, 2026
Illinois health insurance for 2027
Illinois residents buy marketplace coverage through Get Covered Illinois, its own state-run exchange. Open enrollment for 2027 runs November 1, 2026 to January 15, 2027. Illinois expanded Medicaid, so adults qualify up to $22,025 a year for one person.
| Where to enroll | Get Covered Illinois |
|---|---|
| 2027 open enrollment | November 1, 2026 to January 15, 2027 |
| Last day for Jan 1 coverage | not stated by the exchange |
| Medicaid expansion | Yes |
| State coverage mandate | No |
| Average 2027 rate change | +14.1% (approved), per the state's filings |
| Short-term plans | Not sold; state law bars them |
What a plan costs in Illinois
Get Covered Illinois publishes its own plans and prices, which aren't in CMS's federal plan files, so we don't list county prices here. Get your benchmark silver price from Get Covered Illinois's shopping tool and enter it in the subsidy calculator to see your credit.
Medicaid and CHIP limits in Illinois
Yearly income limits in 2026 dollars. Medicaid checks current monthly income, so divide by 12 for the monthly figure.
| Group | % of poverty line | 1 person | 2 | 3 | 4 |
|---|---|---|---|---|---|
| Adults without children | 138% | $22,025 | $29,863 | $37,702 | $45,540 |
| Parents | 138% | $22,025 | $29,863 | $37,702 | $45,540 |
| Pregnancy | 213% | $33,995 | $46,093 | $58,192 | $70,290 |
| Children under 1 | 318% | $50,753 | $68,815 | $86,878 | $104,940 |
| Children 1 to 5 | 318% | $50,753 | $68,815 | $86,878 | $104,940 |
| Children 6 to 18 | 318% | $50,753 | $68,815 | $86,878 | $104,940 |
| CHIP | - | - | - | - | - |
Get a reminder before Illinois's deadline
Email onlySources: Get Covered Illinois and CMS state marketplace list (exchange and dates); MACPAC MACStats, February 2026, and state Medicaid agencies (limits); HHS 2026 poverty guidelines; IRS Rev. Proc. 2026-26. All checked October 24, 2026. Methods.
Questions people ask
When is open enrollment in Illinois for 2027?
Get Covered Illinois opens November 1, 2026 and closes January 15, 2027.
What is the Medicaid income limit in Illinois?
Illinois expanded Medicaid, so adults 19 to 64 qualify up to 138% of the poverty line: $22,025 a year for one person in 2026, checked against monthly income.