Maryland · Plan year 2027 · Updated October 24, 2026
Maryland health insurance for 2027
Maryland residents buy marketplace coverage through Maryland Health Connection, its own state-run exchange. Open enrollment for 2027 runs November 1, 2026 to January 15, 2027. Maryland expanded Medicaid, so adults qualify up to $22,025 a year for one person.
| Where to enroll | Maryland Health Connection |
|---|---|
| 2027 open enrollment | November 1, 2026 to January 15, 2027 |
| Last day for Jan 1 coverage | not stated by the exchange |
| Medicaid expansion | Yes |
| State coverage mandate | No |
| Average 2027 rate change | +14.6% (approved), per the state's filings |
| Short-term plans | Allowed with state limits shorter than federal maximums |
What a plan costs in Maryland
Maryland Health Connection publishes its own plans and prices, which aren't in CMS's federal plan files, so we don't list county prices here. Get your benchmark silver price from Maryland Health Connection's shopping tool and enter it in the subsidy calculator to see your credit.
Medicaid and CHIP limits in Maryland
Yearly income limits in 2026 dollars. Medicaid checks current monthly income, so divide by 12 for the monthly figure.
| Group | % of poverty line | 1 person | 2 | 3 | 4 |
|---|---|---|---|---|---|
| Adults without children | 138% | $22,025 | $29,863 | $37,702 | $45,540 |
| Parents | 138% | $22,025 | $29,863 | $37,702 | $45,540 |
| Pregnancy | 264% | $42,134 | $57,130 | $72,125 | $87,120 |
| Children under 1 | 322% | $51,391 | $69,681 | $87,970 | $106,260 |
| Children 1 to 5 | 322% | $51,391 | $69,681 | $87,970 | $106,260 |
| Children 6 to 18 | 322% | $51,391 | $69,681 | $87,970 | $106,260 |
| CHIP | - | - | - | - | - |
Extra help from Maryland
- Maryland Premium Assistance Program. Maryland Health Connection enrollees of any age with household income up to 400% FPL, in addition to APTC; applied automatically to bronze, silver or gold plans. (source)
- Young adult subsidy (ages 18-37). Enrollees ages 18-37 eligible for Maryland Premium Assistance (source)
Get a reminder before Maryland's deadline
Email onlySources: Maryland Health Connection and CMS state marketplace list (exchange and dates); MACPAC MACStats, February 2026, and state Medicaid agencies (limits); HHS 2026 poverty guidelines; IRS Rev. Proc. 2026-26. All checked October 24, 2026. Methods.
Questions people ask
When is open enrollment in Maryland for 2027?
Maryland Health Connection opens November 1, 2026 and closes January 15, 2027.
What is the Medicaid income limit in Maryland?
Maryland expanded Medicaid, so adults 19 to 64 qualify up to 138% of the poverty line: $22,025 a year for one person in 2026, checked against monthly income.