Massachusetts · Plan year 2027 · Updated October 24, 2026
Massachusetts health insurance for 2027
Massachusetts residents buy marketplace coverage through Massachusetts Health Connector, its own state-run exchange. Open enrollment for 2027 runs October 23, 2026 to January 23, 2027, and a plan picked by December 23, 2026 starts January 1. Massachusetts expanded Medicaid, so adults qualify up to $22,025 a year for one person.
| Where to enroll | Massachusetts Health Connector |
|---|---|
| 2027 open enrollment | October 23, 2026 to January 23, 2027 |
| Last day for Jan 1 coverage | December 23, 2026 |
| Medicaid expansion | Yes |
| State coverage mandate | Yes, with a tax penalty |
| Average 2027 rate change | +10.4% (approved), per the state's filings |
| Short-term plans | State rules leave essentially none on sale |
What a plan costs in Massachusetts
Massachusetts Health Connector publishes its own plans and prices, which aren't in CMS's federal plan files, so we don't list county prices here. Get your benchmark silver price from Massachusetts Health Connector's shopping tool and enter it in the subsidy calculator to see your credit.
Medicaid and CHIP limits in Massachusetts
Yearly income limits in 2026 dollars. Medicaid checks current monthly income, so divide by 12 for the monthly figure.
| Group | % of poverty line | 1 person | 2 | 3 | 4 |
|---|---|---|---|---|---|
| Adults without children | 138% | $22,025 | $29,863 | $37,702 | $45,540 |
| Parents | 138% | $22,025 | $29,863 | $37,702 | $45,540 |
| Pregnancy | 205% | $32,718 | $44,362 | $56,006 | $67,650 |
| Children under 1 | 205% | $32,718 | $44,362 | $56,006 | $67,650 |
| Children 1 to 5 | 155% | $24,738 | $33,542 | $42,346 | $51,150 |
| Children 6 to 18 | 155% | $24,738 | $33,542 | $42,346 | $51,150 |
| CHIP | 305% | $48,678 | $66,002 | $83,326 | $100,650 |
Extra help from Massachusetts
- ConnectorCare. Residents with income 100%-400% FPL who are eligible for federal premium tax credits (ConnectorCare eligibility is tied to APTC eligibility); low/no-deductible plans with state-subsidized premiums. (source)
Get a reminder before Massachusetts's deadline
Email onlySources: Massachusetts Health Connector and CMS state marketplace list (exchange and dates); MACPAC MACStats, February 2026, and state Medicaid agencies (limits); HHS 2026 poverty guidelines; IRS Rev. Proc. 2026-26. All checked October 24, 2026. Methods.
Questions people ask
When is open enrollment in Massachusetts for 2027?
Massachusetts Health Connector opens October 23, 2026 and closes January 23, 2027. Pick a plan by December 23, 2026 for coverage that starts January 1.
What is the Medicaid income limit in Massachusetts?
Massachusetts expanded Medicaid, so adults 19 to 64 qualify up to 138% of the poverty line: $22,025 a year for one person in 2026, checked against monthly income.