New Mexico · Plan year 2027 · Updated October 24, 2026
New Mexico health insurance for 2027
New Mexico residents buy marketplace coverage through beWellnm, its own state-run exchange. Open enrollment for 2027 runs November 1, 2026 to January 15, 2027. New Mexico expanded Medicaid, so adults qualify up to $22,025 a year for one person.
| Where to enroll | beWellnm |
|---|---|
| 2027 open enrollment | November 1, 2026 to January 15, 2027 |
| Last day for Jan 1 coverage | not stated by the exchange |
| Medicaid expansion | Yes |
| State coverage mandate | No |
| Short-term plans | Allowed with state limits shorter than federal maximums |
What a plan costs in New Mexico
beWellnm publishes its own plans and prices, which aren't in CMS's federal plan files, so we don't list county prices here. Get your benchmark silver price from beWellnm's shopping tool and enter it in the subsidy calculator to see your credit.
Medicaid and CHIP limits in New Mexico
Yearly income limits in 2026 dollars. Medicaid checks current monthly income, so divide by 12 for the monthly figure.
| Group | % of poverty line | 1 person | 2 | 3 | 4 |
|---|---|---|---|---|---|
| Adults without children | 138% | $22,025 | $29,863 | $37,702 | $45,540 |
| Parents | 138% | $22,025 | $29,863 | $37,702 | $45,540 |
| Pregnancy | 255% | $40,698 | $55,182 | $69,666 | $84,150 |
| Children under 1 | 305% | $48,678 | $66,002 | $83,326 | $100,650 |
| Children 1 to 5 | 305% | $48,678 | $66,002 | $83,326 | $100,650 |
| Children 6 to 18 | 245% | $39,102 | $53,018 | $66,934 | $80,850 |
| CHIP | - | - | - | - | - |
Extra help from New Mexico
- New Mexico Premium Assistance / Marketplace Affordability Program (Health Care Affordability Fund). beWellnm QHP enrollees at nearly every income level, including above 400% FPL (state backfill of lost enhanced PTCs). Must apply and pick a plan for the amount to be determined. Exact FPL bands for 2027 not published. (source)
- Turquoise Plans (state cost-sharing reduction). Income-eligible beWellnm enrollees (source)
- Puente Health / DACA coverage programs. Lawfully present noncitizens who lose federal APTC eligibility in 2027; household income <=400% FPL (source)
Get a reminder before New Mexico's deadline
Email onlySources: beWellnm and CMS state marketplace list (exchange and dates); MACPAC MACStats, February 2026, and state Medicaid agencies (limits); HHS 2026 poverty guidelines; IRS Rev. Proc. 2026-26. All checked October 24, 2026. Methods.
Questions people ask
When is open enrollment in New Mexico for 2027?
beWellnm opens November 1, 2026 and closes January 15, 2027.
What is the Medicaid income limit in New Mexico?
New Mexico expanded Medicaid, so adults 19 to 64 qualify up to 138% of the poverty line: $22,025 a year for one person in 2026, checked against monthly income.