Vermont · Plan year 2027 · Updated October 24, 2026
Vermont health insurance for 2027
Vermont residents buy marketplace coverage through Vermont Health Connect, its own state-run exchange. Open enrollment for 2027 runs November 1, 2026 to December 28, 2026, and a plan picked by December 15, 2026 starts January 1. Vermont expanded Medicaid, so adults qualify up to $22,025 a year for one person.
| Where to enroll | Vermont Health Connect |
|---|---|
| 2027 open enrollment | November 1, 2026 to December 28, 2026 |
| Last day for Jan 1 coverage | December 15, 2026 |
| Medicaid expansion | Yes |
| State coverage mandate | Yes, with no penalty |
| Short-term plans | State rules leave essentially none on sale |
What a plan costs in Vermont
Vermont Health Connect publishes its own plans and prices, which aren't in CMS's federal plan files, so we don't list county prices here. Get your benchmark silver price from Vermont Health Connect's shopping tool and enter it in the subsidy calculator to see your credit.
Medicaid and CHIP limits in Vermont
Yearly income limits in 2026 dollars. Medicaid checks current monthly income, so divide by 12 for the monthly figure.
| Group | % of poverty line | 1 person | 2 | 3 | 4 |
|---|---|---|---|---|---|
| Adults without children | 138% | $22,025 | $29,863 | $37,702 | $45,540 |
| Parents | 138% | $22,025 | $29,863 | $37,702 | $45,540 |
| Pregnancy | 213% | $33,995 | $46,093 | $58,192 | $70,290 |
| Children under 1 | 317% | $50,593 | $68,599 | $86,604 | $104,610 |
| Children 1 to 5 | 317% | $50,593 | $68,599 | $86,604 | $104,610 |
| Children 6 to 18 | 317% | $50,593 | $68,599 | $86,604 | $104,610 |
| CHIP | - | - | - | - | - |
Extra help from Vermont
- Vermont Premium Assistance (VPA). People eligible for the federal premium tax credit with household income at or below 300% FPL (33 V.S.A. § 1812(a)). (source)
- Vermont Cost-Sharing Reductions (state CSR). Household income at or below 300% FPL (33 V.S.A. § 1812(b)), on Enhanced Silver plans. (source)
Get a reminder before Vermont's deadline
Email onlySources: Vermont Health Connect and CMS state marketplace list (exchange and dates); MACPAC MACStats, February 2026, and state Medicaid agencies (limits); HHS 2026 poverty guidelines; IRS Rev. Proc. 2026-26. All checked October 24, 2026. Methods.
Questions people ask
When is open enrollment in Vermont for 2027?
Vermont Health Connect opens November 1, 2026 and closes December 28, 2026. Pick a plan by December 15, 2026 for coverage that starts January 1.
What is the Medicaid income limit in Vermont?
Vermont expanded Medicaid, so adults 19 to 64 qualify up to 138% of the poverty line: $22,025 a year for one person in 2026, checked against monthly income.