Virginia · Plan year 2027 · Updated October 24, 2026
Virginia health insurance for 2027
Virginia residents buy marketplace coverage through Virginia's Insurance Marketplace, its own state-run exchange. Open enrollment for 2027 runs November 1, 2026 to January 29, 2027, and a plan picked by December 31, 2026 starts January 1. Virginia expanded Medicaid, so adults qualify up to $22,025 a year for one person.
| Where to enroll | Virginia's Insurance Marketplace |
|---|---|
| 2027 open enrollment | November 1, 2026 to January 29, 2027 |
| Last day for Jan 1 coverage | December 31, 2026 |
| Medicaid expansion | Yes |
| State coverage mandate | No |
| Short-term plans | Allowed with state limits shorter than federal maximums |
What a plan costs in Virginia
Virginia's Insurance Marketplace publishes its own plans and prices, which aren't in CMS's federal plan files, so we don't list county prices here. Get your benchmark silver price from Virginia's Insurance Marketplace's shopping tool and enter it in the subsidy calculator to see your credit.
Medicaid and CHIP limits in Virginia
Yearly income limits in 2026 dollars. Medicaid checks current monthly income, so divide by 12 for the monthly figure.
| Group | % of poverty line | 1 person | 2 | 3 | 4 |
|---|---|---|---|---|---|
| Adults without children | 138% | $22,025 | $29,863 | $37,702 | $45,540 |
| Parents | 138% | $22,025 | $29,863 | $37,702 | $45,540 |
| Pregnancy | 205% | $32,718 | $44,362 | $56,006 | $67,650 |
| Children under 1 | 148% | $23,621 | $32,027 | $40,434 | $48,840 |
| Children 1 to 5 | 148% | $23,621 | $32,027 | $40,434 | $48,840 |
| Children 6 to 18 | 148% | $23,621 | $32,027 | $40,434 | $48,840 |
| CHIP | 205% | $32,718 | $44,362 | $56,006 | $67,650 |
Extra help from Virginia
- Virginia Premium Savings. Virginia residents with household income from 138% to 250% FPL (about $22,025-$39,900 single, $45,540-$82,500 family of four) who enroll in a non-catastrophic QHP through Virginia's Insurance Marketplace. They must also be a citizen or lawfully present, not incarcerated, and without other MEC. (source)
Get a reminder before Virginia's deadline
Email onlySources: Virginia's Insurance Marketplace and CMS state marketplace list (exchange and dates); MACPAC MACStats, February 2026, and state Medicaid agencies (limits); HHS 2026 poverty guidelines; IRS Rev. Proc. 2026-26. All checked October 24, 2026. Methods.
Questions people ask
When is open enrollment in Virginia for 2027?
Virginia's Insurance Marketplace opens November 1, 2026 and closes January 29, 2027. Pick a plan by December 31, 2026 for coverage that starts January 1.
What is the Medicaid income limit in Virginia?
Virginia expanded Medicaid, so adults 19 to 64 qualify up to 138% of the poverty line: $22,025 a year for one person in 2026, checked against monthly income.