Washington · Plan year 2027 · Updated October 24, 2026
Washington health insurance for 2027
Washington residents buy marketplace coverage through Washington Healthplanfinder, its own state-run exchange. Open enrollment for 2027 runs November 1, 2026 to January 15, 2027, and a plan picked by December 31, 2026 starts January 1. Washington expanded Medicaid, so adults qualify up to $22,025 a year for one person.
| Where to enroll | Washington Healthplanfinder |
|---|---|
| 2027 open enrollment | November 1, 2026 to January 15, 2027 |
| Last day for Jan 1 coverage | December 31, 2026 |
| Medicaid expansion | Yes |
| State coverage mandate | No |
| Short-term plans | State rules leave essentially none on sale |
What a plan costs in Washington
Washington Healthplanfinder publishes its own plans and prices, which aren't in CMS's federal plan files, so we don't list county prices here. Get your benchmark silver price from Washington Healthplanfinder's shopping tool and enter it in the subsidy calculator to see your credit.
Medicaid and CHIP limits in Washington
Yearly income limits in 2026 dollars. Medicaid checks current monthly income, so divide by 12 for the monthly figure.
| Group | % of poverty line | 1 person | 2 | 3 | 4 |
|---|---|---|---|---|---|
| Adults without children | 138% | $22,025 | $29,863 | $37,702 | $45,540 |
| Parents | 138% | $22,025 | $29,863 | $37,702 | $45,540 |
| Pregnancy | 215% | $34,314 | $46,526 | $58,738 | $70,950 |
| Children under 1 | 215% | $34,314 | $46,526 | $58,738 | $70,950 |
| Children 1 to 5 | 215% | $34,314 | $46,526 | $58,738 | $70,950 |
| Children 6 to 18 | 215% | $34,314 | $46,526 | $58,738 | $70,950 |
| CHIP | 317% | $50,593 | $68,599 | $86,604 | $104,610 |
Extra help from Washington
- Cascade Care Savings. Households under 250% FPL ($39,900 for one person, $68,300 for three per the exchange page) who enroll in a Cascade Care Silver or Gold plan through Healthplanfinder and do not qualify for Apple Health. Available regardless of immigration status. (source)
- Cascade Select (public option) / Cascade standardized plans. Anyone buying on Healthplanfinder. (source)
Get a reminder before Washington's deadline
Email onlySources: Washington Healthplanfinder and CMS state marketplace list (exchange and dates); MACPAC MACStats, February 2026, and state Medicaid agencies (limits); HHS 2026 poverty guidelines; IRS Rev. Proc. 2026-26. All checked October 24, 2026. Methods.
Questions people ask
When is open enrollment in Washington for 2027?
Washington Healthplanfinder opens November 1, 2026 and closes January 15, 2027. Pick a plan by December 31, 2026 for coverage that starts January 1.
What is the Medicaid income limit in Washington?
Washington expanded Medicaid, so adults 19 to 64 qualify up to 138% of the poverty line: $22,025 a year for one person in 2026, checked against monthly income.